The Bank that takes simple to another level
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I know our family expenses and what we can save on!
It’s like I’m all grown up! I have my own home bank!
I opened a shared family account. The wife and I have cards and our kid has a mini-card NFC tag. It’s simple and secure.
Your circle
A shared account for your loved ones. Plan your budget together!
Connect your close ones to a single account. Set up limits and spend efficiently.
  • Learn about the way you spend
    Your family expenditures - on your phone screen. A fresh approach to competent budget planning.
  • Buy at a profit
    Cashback for the whole family – up to 10% of purchase costs. Up to 20% for shopping in our partner stores!
  • The key to your family budget
    Cards for adults and an NFC pay-tag for kids!
  • Switch cards between accounts
    Single card for personal, shared as well as ruble- or foreign currency-accounts.
  • Use any ATM
    Withdraw cash in any ATM in the world without SBI Bank’s commission.
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  • It’s one thing to check expenses separately, and another – to check everyone’s in the same place.
    Now it’s easier for us to plan, and we understand each other better.
  • We already have the golden loyalty program level and the highest available cashback.
    My family are champions of savings!
  • I have a mini-card NFC tag! I can do shopping like I’m all grown up.
    It contains also the special opportunities for schoolchildren
  • When we go on holiday, I can switch currency accounts for every family member’s card right in the mobile app.
  • Our family withdraws cash in any available ATM near home or work.
The family budget on a single screen
Plan your family budget with all the funds and expenses shown in one place – simple!
Give your family members full access of the shared account or set up daily, weekly or monthly payment limits.
  • Create your circle!
    • Set limits on a shared account or for each family member individually. Connect close people and beloved ones to the shared account.
    • Easily open deposits and currency accounts in the mobile app.
    • Get up to 6% on shared savings account balance.
  • Personal and shared accounts in 6 currencies
    • Switch between currency accounts in a few taps. Pay with the right currency with no conversion.
  • Budget analytics
    • Receive detailed analytics of the shared account as well as per each individual user in your mobile app.
  • Loyalty program
    • Join the family loyalty program!
    • Enjoy a shared bonus account, cashback levels and promotions from our partners.
  • Your circle Start (for kids)
    • Educate kids and teenagers about finances in game form.
    • Set goals for your kids and assign rewards. Or simply transfer pocket money using the parents’ app.
    • Teach financial prudence with the integrated “home bank”.
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  • Set limits on a shared account or for each family member individually. Connect close people and beloved ones to the shared account.
  • Easily open deposits and currency accounts in the mobile app.
  • Get up to 6% on shared savings account balance.
  • Switch between currency accounts in a few taps. Pay with the right currency with no conversion.
  • Receive detailed analytics of the shared account as well as per each individual user in your mobile app.
  • Join the family loyalty program!
  • Enjoy a shared bonus account, cashback levels and promotions from our partners.
  • Educate kids and teenagers about finances in game form.
  • Set goals for your kids and assign rewards. Or simply transfer pocket money using the parents’ app.
  • Teach financial prudence with the integrated “home bank”.
The Bank for kids
Bring up a genius of financing! Teach your child to spend with care! Detailed info about your child’s expenses readily available on your screen. Customizable limits on purchases, goals and a personal “home bank”. A mobile app for kids.
  • Everything under control!
    • Customizable per-day, per-week or per-month limits on purchases.
    • The balance moves into the “home bank” automatically.
  • Easy to save!
    • Show your child how to save up for a dream with the integrated “home bank”.
    • Replenished by completing goals and saving money.
    • The “home bank” may be “broken” when the necessary sum accumulates.
  • A new angle on homework!
    • Set goals for your kids and assign rewards.
    • Turn school assignments and chores into an exciting game with real prizes.
  • Great value in a small package
    • A cool NFC tag for contactless payments instead of a debit card. It contains also the special opportunities for schoolchildren.
    • Secure - protection against phone fraudsters.
  • Customizable per-day, per-week or per-month limits on purchases.
  • The balance moves into the “home bank” automatically.
  • Show your child how to save up for a dream with the integrated “home bank”.
  • Replenished by completing goals and saving money.
  • The “home bank” may be “broken” when the necessary sum accumulates.
  • Set goals for your kids and assign rewards.
  • Turn school assignments and chores into an exciting game with real prizes.
  • A cool NFC tag for contactless payments instead of a debit card. It contains also the special opportunities for schoolchildren.
  • Secure - protection against phone fraudsters.